Understanding the Homestead Exemption in Georgia

November 14, 2025

If you are a “new” homeowner this year, I wanted to remind you to file for your homestead exemption. A homestead exemption is a legal provision that helps reduce the amount of property taxes owed on owner-occupied homes. Under Georgia law, you are entitled to a homestead exemption for property that you own and occupy as your primary residence as of January 1. The exemption is not automatic, however, and you have to properly file for the exemption to save on your taxes.

You will need to file the homestead exemption application and submit all required information and documentation by April 1 in order to be granted the homestead exemption for this year. Once you have properly filed for the homestead exemption and it has been granted, the exemption will remain on your property until there is a change in ownership (i.e., you do NOT need to refile for the exemption every year). In order to complete the application, you will need the following information and documentation:

Georgia Driver’s License or valid GA identification.
Social Security Number (Owner and Spouse)
Registration for all vehicles owned
Recorded deed for new owners
Trust document and affidavit if the property is in a trust
Proof of income, previous year’s tax returns, and copy of Social Security Award Letter (for Senior and other
Special Exemptions)

Your recorded deed should have been sent to you by the closing attorney approximately 4-6 weeks after the closing. Please remember to contact the Tax Commissioner’s Office or Tax Assessor’s Office after you have filed the application to confirm receipt and that the taxing authority considers the exemption properly filed and granted.